Cyber Monday is set to be among the biggest shopping days of the
year - but how can you avoid becoming the victim of online shopping fraud on
Monday?
Experian found that last year saw a huge lift in Black Friday’s
significance, with a 19 percent increase in visits to retail websites last year
(29 Nov) compared to 2012. Cyber Monday is also increasing, with a 9 per cent
increase last year on 2012’s figures.
Meanwhile, the rise of ‘click & collect’ services, and a
greater trust in retailers being able to deliver well in time for Christmas,
has resulted in a trend for people being more comfortable leaving their
Christmas shopping until a Monday later: Manic Monday, you might call it.
A few things to remember if you are doing the bulk of
your Christmas shopping online, according to Experian:
1. It’s best to use websites that you know and trust. Always look
for a security padlock icon in the top left hand corner of a page before you
register financial or personal information on a website. And if an online deal
you find, or have been emailed, sounds too good to be true, it quite probably
is.
2. Use strong passwords, especially if you have stored payment
details, and it’s a good idea to change them every now and then. If possible,
install the latest anti-virus and firewall software. If you’re out and about,
make sure you can’t be overlooked when you make a mobile payment – be
especially careful around wi-fi, even at home.
3. Keep an eye on your bank and credit card account balances. Your
credit report can also show you if there are any irregularities, such as
suspect applications for credit and rises in card balances. As a CreditExpert
member you can get unlimited views of your Experian Credit Report and alerts to
credit activity in your name so you can spot potentially fraudulent activity.
4. Buying on credit can give you protection. If you buy goods or
services on your credit card, you have extra protection if things go wrong
(clothes don’t fit, unwanted gifts etc.) compared with paying by cash or even
debit card, under section 75 of the Consumer Credit Act.
Corliss Tech Review Group provides
some tips and reviews on how to secure you through online and technical issue. Our
substance is short yet to the point, and intended to challenge you to live in
and nurture with IT technologies. For more update, just visit our blog site.
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